November 2023 Newsletter The answer is unfortunately “not really or not yet?”. I historically am not a big fan of fixed income mostly because it would likely lower my returns in the long run. I do understand that the credit market (fixed income) is a big deal and there is certainly a place for it. … Continue reading Is It Time to Get Back Into Fixed Income?
October 2023 Newsletter Did I really buy a Utility stock? Yes, I did! Good investors must be able to adjust their approaches as the market evolves. For the last decade, I avoided utilities because I figured that they were at risk due to historically low interest rates. Interest rates were bound to reverse any time… … Continue reading I Just Bought a Utility Stock… Should You?
September 2023 Newsletter In my August 2023 Newsletter, I discussed the problem of Market Breadth: too few stocks influencing the entire market. If you thought that was the only problem the market has, you would be wrong. In this Newsletter, I am talking about how expensive US stocks are and why one day we might … Continue reading Are US Stocks Too Expensive?
August 2023 Newsletter In a few short months the portfolio has gone from a small beat to lagging by 2.4% - see performance stats further down. Don’t get me wrong, it’s still a nice return, but its concerning as the situation worsened at one point during the month, lagging by 3.5%. I usually start looking … Continue reading Why Does the Market Have Bad Breadth?
June 2023 Newsletter In my quest to beat the market, I am always searching for new ideas that could give me an investing edge. You can find these approaches anywhere such as in print, podcasts, Youtube and books. I recently read “100 Baggers: Stocks that Return 100-to-1 and How to Find Them”, by Christopher W. … Continue reading Another Way to Beat the Market?
May 2023 NewsletterIf you read my last newsletter, you will know that I made a speculative stock bet with First Republic Bank (FRC). Banks are normally not speculative, they are usually pretty safe, but not in this case. As mentioned before, banks exist almost solely based on the confidence that if you deposit your money … Continue reading How I Lost My Entire Investment!
I did not retire in my late 40s simply by making loads of money or by being a whizz at investing, contrary to what most people think. In the beginning like most, I kind of sucked at investing and my returns were all over the place. Also like most, I didn’t make a lot of … Continue reading Is Frugality a Super Power?
April 2023 Newsletter In March’s Newsletter I complained about being locked out of my trading account but concluded that it was not the end of the world as most of the time we humans tend to trade with emotion, which in turn, statistically, lowers our annual returns. It just so happens that all the banking … Continue reading Is the Banking System Failing?
March 2023 Newsletter I have been locked out of my trading account... again! This is not the first time, it would appear that even with today’s technology it's difficult to ask for reliable service. To be fair, I am traveling in a van, in central Mexico, nevertheless, you would think that service continuity would be … Continue reading Locked Out of My Account!
As an investor with an economics background, I’m fascinated by cryptocurrency. It’s an innovative form of currency that differs from anything the world has seen since the development of modern money. Crypto isn’t tied to a specific country, it's digital, it’s not easily manipulated, and is backed by complex technology. What’s even more interesting to … Continue reading What You Need to Know About Crypto Currency
Money with Marc 