In this Newsletter, I will share my experience taking over my elderly father’s retirement accounts, the issues I encountered, and the frustrations dealing with his bank to make it right. Through this experience, I have realized that the financial system in Canada is set up, by default, to capture you and your money, and that … Continue reading Are Canada’s Big Banks On Your Side?
Category: Monthly Newsletter
In this Newsletter, I will present some of the most popular investing styles and discuss the relative returns you could expect from each. I have tried many, but not all of these styles. The reason I haven't tried some of them is that they are dumb and stupid, obviously... ok maybe that's harsh... let's's just … Continue reading Investing Styles: Which One Makes The Most Money?
April 2024, Newsletter I have often talked about ways to beat the market, or at least get market-like returns, in my Newsletters. In contrast to this, there are many experts who will tell you that it’s near impossible to beat the market consistently. It’s no secret that beating the market is difficult and unfortunately this … Continue reading Why Is It So Hard To Beat The Market?
March 2024, Newsletter As some of you know, I travel almost half the year in my van with my wife (Nat) and dog. Mostly to Mexico but we have been to Guatamala many times. We are basically snowbirds (Nat objects to that description); once January comes along we leave snowy Quebec, Canada and drive south … Continue reading I’m Under Performing… Again!
February 2024, Newsletter In follow up to my last newsletter I have in the end done a complete rebalance of the portfolio. I also added 2 new stocks and sold off 2 others. There is allot going on this month! Why Rebalance There are many reasons to rebalance. The most simplistic reason is to ensure … Continue reading Another Rebalance of the Portfolio?
January 2024, Newsletter The end of the year is always a great time to reflect on one’s life and even more importantly, one’s portfolio. In a nutshell, my portfolio returned 21.86% but surprisingly, it did not beat my SP500 benchmark (24.23%), which is always the goal. Thankfully, I lagged the market only by a small … Continue reading Marc’s 2023 Annual Performance Review
December 2023 Newsletter Although the year is not over, with less than a couple of weeks left, its likely that 2023 will end up a very strong year. As of this writing the SP500 has achieved about 23% return which in fact is a typical bull market return. The Canadian TSX on the other hand … Continue reading Crystal Ball Stock Projections for 2024
November 2023 Newsletter The answer is unfortunately “not really or not yet?”. I historically am not a big fan of fixed income mostly because it would likely lower my returns in the long run. I do understand that the credit market (fixed income) is a big deal and there is certainly a place for it. … Continue reading Is It Time to Get Back Into Fixed Income?
October 2023 Newsletter Did I really buy a Utility stock? Yes, I did! Good investors must be able to adjust their approaches as the market evolves. For the last decade, I avoided utilities because I figured that they were at risk due to historically low interest rates. Interest rates were bound to reverse any time… … Continue reading I Just Bought a Utility Stock… Should You?
September 2023 Newsletter In my August 2023 Newsletter, I discussed the problem of Market Breadth: too few stocks influencing the entire market. If you thought that was the only problem the market has, you would be wrong. In this Newsletter, I am talking about how expensive US stocks are and why one day we might … Continue reading Are US Stocks Too Expensive?
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