Do I Need a New Trump Strategy?

December 2024 Newsletter In this Newsletter, I share my thoughts about whether you need (or don’t need) to change your portfolio strategy as we approach some potential political chaos in the US. There’s nothing scarier than changes brought about by a rotation of political parties.  The fear ranks up there with wars, recessions, and spiders. … Continue reading Do I Need a New Trump Strategy?

Are You Running Out of Time? My Retirement Advice.

In this Newsletter I’m sharing real world advice about retiring early.  So maybe you have not been able to save a million dollars by age 50. Maybe life got in the way. Maybe you were busy raising a family, building a house, buying new cars and going on vacation.  For the most part, you were just … Continue reading Are You Running Out of Time? My Retirement Advice.

Are Canada’s Big Banks On Your Side?

In this Newsletter, I will share my experience taking over my elderly father’s retirement accounts, the issues I encountered, and the frustrations dealing with his bank to make it right. Through this experience, I have realized that the financial system in Canada is set up, by default, to capture you and your money, and that … Continue reading Are Canada’s Big Banks On Your Side?

Investing Styles: Which One Makes The Most Money?

In this Newsletter, I will present some of the most popular investing styles and discuss the relative returns you could expect from each. I have tried many, but not all of these styles. The reason I haven't tried some of them is that they are dumb and stupid, obviously... ok maybe that's harsh... let's's just … Continue reading Investing Styles: Which One Makes The Most Money?

How I Lost My Entire Investment!

May 2023 NewsletterIf you read my last newsletter, you will know that I made a speculative stock bet with First Republic Bank (FRC).  Banks are normally not speculative, they are usually pretty safe, but not in this case.  As mentioned before, banks exist almost solely based on the confidence that if you deposit your money … Continue reading How I Lost My Entire Investment!

What You Need to Know About Crypto Currency

As an investor with an economics background, I’m fascinated by cryptocurrency. It’s an innovative form of currency that differs from anything the world has seen since the development of modern money. Crypto isn’t tied to a specific country, it's digital, it’s not easily manipulated, and is backed by complex technology. What’s even more interesting to … Continue reading What You Need to Know About Crypto Currency

Financial YouTubers: Friend or Foe?

The Road to Riches is Very Noisy Everyone who invests their own money is on a journey to riches. Well, that is everyone’s intent at least. The reality is that most people’s journey, including my own, is full of volatility, especially at the beginning. We’re all pretty dumb in the beginning and our annual returns … Continue reading Financial YouTubers: Friend or Foe?