December 2024 Newsletter In this Newsletter, I share my thoughts about whether you need (or don’t need) to change your portfolio strategy as we approach some potential political chaos in the US. There’s nothing scarier than changes brought about by a rotation of political parties. The fear ranks up there with wars, recessions, and spiders. … Continue reading Do I Need a New Trump Strategy?
Category: Advice
In this Newsletter I’m sharing real world advice about retiring early. So maybe you have not been able to save a million dollars by age 50. Maybe life got in the way. Maybe you were busy raising a family, building a house, buying new cars and going on vacation. For the most part, you were just … Continue reading Are You Running Out of Time? My Retirement Advice.
In this Newsletter, I will share my experience taking over my elderly father’s retirement accounts, the issues I encountered, and the frustrations dealing with his bank to make it right. Through this experience, I have realized that the financial system in Canada is set up, by default, to capture you and your money, and that … Continue reading Are Canada’s Big Banks On Your Side?
In this Newsletter, I will present some of the most popular investing styles and discuss the relative returns you could expect from each. I have tried many, but not all of these styles. The reason I haven't tried some of them is that they are dumb and stupid, obviously... ok maybe that's harsh... let's's just … Continue reading Investing Styles: Which One Makes The Most Money?
May 2023 NewsletterIf you read my last newsletter, you will know that I made a speculative stock bet with First Republic Bank (FRC). Banks are normally not speculative, they are usually pretty safe, but not in this case. As mentioned before, banks exist almost solely based on the confidence that if you deposit your money … Continue reading How I Lost My Entire Investment!
I did not retire in my late 40s simply by making loads of money or by being a whizz at investing, contrary to what most people think. In the beginning like most, I kind of sucked at investing and my returns were all over the place. Also like most, I didn’t make a lot of … Continue reading Is Frugality a Super Power?
As an investor with an economics background, I’m fascinated by cryptocurrency. It’s an innovative form of currency that differs from anything the world has seen since the development of modern money. Crypto isn’t tied to a specific country, it's digital, it’s not easily manipulated, and is backed by complex technology. What’s even more interesting to … Continue reading What You Need to Know About Crypto Currency
I am often asked how I invest to beat the market. I attribute my success to developing simple market strategies but more importantly, following lots of investing rules! For more than a decade, this approach has worked quite well, and I’m sharing it with you here.
The Road to Riches is Very Noisy Everyone who invests their own money is on a journey to riches. Well, that is everyone’s intent at least. The reality is that most people’s journey, including my own, is full of volatility, especially at the beginning. We’re all pretty dumb in the beginning and our annual returns … Continue reading Financial YouTubers: Friend or Foe?